In recent years we’ve been witnessing an intriguing novelty. A plethora of alternative and localized payment solutions have been hitting markets worldwide. APMs (alternative payment methods) and locally supported banking services threaten to outstrip “traditional” payment service providers.
However, in reality, things are a bit different. Credit and debit cards are still the leading payment methods across the globe. We, therefore, decided to present to you one more addition to the “collection” of popular and widely used bank cards. Discover is the third-largest credit card brand in the United States, right after Visa and Mastercard.
Consequently, online casino players from the States who prefer paying with credit cards would choose Discover as their primary deposit and withdrawal method, right? Well, not so “right.” But, we’ll explain to you shortly. One more incentive for you to keep reading.
Discover offers a wide range of credit cards that fit various purposes. You can apply for cashback cards, travel cards, gas & restaurant, business credit cards, and many more. That said, it doesn’t surprise that Discover cards became a popular payment method at US-friendly online casinos.
But, Discover cards are not limited to the US market only. You can use them in almost 200 countries globally, including EU countries, China, India, the LATAM region, and Australia. With so many different markets accepting payments from the US-based credit card network, you shouldn’t have an issue finding Discover online casinos.
Almost 200 countries across the globe recognize and accept payments from Discover card brands. In other words, a lot of online casinos should have the Discover logo on the banking page. Well, in reality, the situation is a bit different, though. However, the good news is that casino sites with Discover cards are reliable and well-known brands. Cherry Jackpot and CasinoMax are among them.
Casino Bloke and his team of fintech experts have thoroughly looked into online casinos with Discover deposits. As a result, we deliver the ins and outs of the best Discover online casinos from the list. So, read the reviews and test if Discover card deposits will bring you some attractive bonuses too.
Welcome bonuses are for new players only and the coupon code must be redeemed before you make a deposit. There is no maximum cash out on either of these welcome bonus codes. All general terms and conditions apply. Coupon Code: MAX300. Slots, Keno & Scratch Cards only to fulfil wagering requirement. 40x wagering on deposit and bonus. Redeemable for first 3 deposits only. During this promotion, all bonuses redeemed are combined and will be deducted from related pay-outs.
Code: CHERRY200. Wagering: 40x. Games: Slots. Redeemable: 10x. Welcome bonuses are for new players only and the coupon code must be redeemed before you make a deposit. There is no maximum cash out on either of these welcome bonus codes. However, if a successful withdrawal has been made from this promotion then welcome package will be discontinued. All general terms and conditions apply. Subject to Status.
Riverwoods, Illinois, USA
Credit Card, Debit Card
84 / 100
Rates, Fees & Cost – Setup cost and transaction fees
Security – Level of safety and security measures
Availability – Number of serviced countries
Reputation – Overall feedback among players and consumers
Customer Support – Quality of assistance and speed of response
Discover is the third-largest credit card issuer in the United States. The first purchase with a Discover card was made in 1985. Since then, the company has come a long way to become one of the most respected financial institutions in the US.
In 1986, Dean Witten Financial Service Group rolled out the Discover card country-wide. Three years later, in 1989, the Discover payment network signed its 1 millionth merchant. Dean Witter Financial Group was part of Sears corporation. However, in 1993 it decided to spin-off from Sears and go public. The newly launched company was initially called Dean Witter, Discover & Co. After merging with Morgan Stanley in 1997, it became Morgan Stanley Dean Witter, Discover & Co. Finally, in February 1999, Discover Financial Services was born.
DiscoverCard.com launched in 1995 and allowed clients to apply for the cards, pay bills, and redeem rewards. Four years later, it announced its first premium card, Discover Platinum. In 2000, The Greenwood Trust Company that was issuing Discover cards changed its name to Discover Bank. From that moment on, this is the company’s central banking branch.
The company expanded its reach with several acquisitions. In 2005, they bought Pulse, an interbank payment network. More than 4,000 Puls’ member banks and credit unions joined Discover Network with over 4 million merchants. At the same time, the merger allowed Discover to issue debit and ATM cards. Discover also rolled out the first debit card a year later and became a direct competitor to Visa and Mastercard. Finally, in 2008, the company announced it was purchasing Diners Club International network.
Fun fact. In 2005, the People’s Bank of Chine executive purchased a necktie in New York using the bank card issued in Chine. This was the first time UnionPay card was used in the States. But, more importantly, this transaction was a momentous event. It marked the beginning of strategic cooperation between China UnionPay and Discover Financial Services for reciprocal card acceptance. Following the alliance with ChinaUnion, Discover also inked a reciprocal card acceptance deal with the largest card issuer in Japan, JCB. These agreements helped Discover increase its card acceptance rate significantly.
Fast forward to 2019, Discover launched contactless cards, and in 2020 it introduced Click to Pay to enable a seamless checkout experience for all its clients. The digital payment solution based on the EMV security standard allows cardholders hassle-free one-touch transactions. Finally, in 2021 Discover opened a new customer care center in Chicago.
We’ve mentioned earlier that Discover card is not limited to the US market only. You can quickly learn which countries accept Discover cards by checking a convenient online tool on the official website. Discover boasts a customer base of 70+ million users worldwide. Some of the most popular card brands are Cash Back Credit Card, Secured Credit Card, Gas & Restaurants Credit Card, and Business Credit Card.
If you’ve ever purchased anything online using a credit card, then you know exactly how to make deposits with Discover. Still, as not everyone is using bank cards, and not everyone is a seasoned gamer, we’ll explain it in detail.
First, select your favorite Discover-friendly casino from our list. Log in or create an account if you don’t have one. Then, enter your account section and open the Deposit page. Select Discover credit card and provide the card details. Fill in the card number, your name, card expiry date, and CVV security code. Type the exact amount you want to deposit and confirm. You will receive a notification of a successful transaction. Easy.
Now, it’s time to address the issue from the beginning when we said that things with Discover are not so “right.” As a US-based company, Discover assigns an “online gambling” merchant code to casino sites. It means that each transaction you make with your Discover card will be associated with the specific casino’s code. And here is the catch. Most banks in the US will automatically reject all transactions with this electronic code. Simply put, if you are a cardholder in the US, you may not be able to deposit and cash out from online casinos
Technically you should be able to withdraw winnings from the casino. In reality, withdrawals from online casinos with Discover cards are more restricted. The primary reason is the US legislation that differs from one jurisdiction to another. The main “culprit” is the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA ). The act officially bans payments made to unauthorized gambling sites. But, it turned out that it actually prohibits banks from processing any gamble-related transactions.
So, US clients can withdraw winnings only if they visit the eligible European country. It means that online casinos will offer US gamers an alternative method, in most cases, bank transfer or check. Players from Europe are in a slightly better position, but they also need to recheck the withdrawal section if they decide to use Discover cards.
Discover’s range of credit card brands rose in popularity nationwide because they come with no fees whatsoever. You won’t need to pay any monthly or annual maintenance fee. Moreover, the company has a 0% foreign transaction fee on all its cards. So, if you make international transactions, they will also be fee-free. Online casinos, therefore, don’t charge anything for deposits with Discover cards.
However, Discover does charge hefty fines for late payments. These rates range from 11.99%-22.99% annually, which is a lot. Also, the company has hidden charges placed in the fine print. We always advise you to read the casino’s T&C carefully, visit the banking page and zoom in on the fine print too. So, the same advice applies to payment method providers.
Deposits are processed instantly or within a few minutes. It means that you can start your online casino adventure almost immediately. And scoop some attractive bonuses too. Remember, if the payment exceeds your credit limit, it will be automatically rejected. So, alongside the danger of declined deposits due to the “gambling code” triggered when the payment was initiated, you also need to check out your credit limit.
Now, withdrawals. As much as we would like to say that you can look forward to fast online casino withdrawals, we can’t even tell if you’ll be able to cash out at all.
You can contact Discover customer support through various communication channels. There is something for everyone. US residents who prefer speaking with a live agent can dial 1-800-347-2683. The support is enabled in English and Spanish and is available 24/7. For international calls, use 1-801-902-3100. If you wish to send an email, use [email protected] Finally, the most convenient and quickest way of reaching out is the live chat widget you can find at the bottom right. The contact us page is neatly organized and offers multiple quick links that open dedicated pages to browse in search of an answer.
If you are a US citizen, then Discover credit cards may be an excellent solution for you. The company has various products that suit different purposes. Cash Back Card is one of the most popular brands as it allows you to earn 5% cashback on everyday purchases. Besides credit cards, Discover also offers online banking. Furthermore, you can use your Discover cards with popular digital wallets such as Apple Pay, Samsung Pay, G Pay, and Garmin Pay.
The no-fees policy is a huge plus as well if you’re careful enough and always pay on time. Finally, the company has more than 70p million active users and processes millions of transactions a day. In other words, Discover Network is a reputable financial institution you can trust.
If the Discover deposit transaction was approved, then you won't wait longer than few minutes to start rolling, dealing, and spinning.
Great news, Discover credit cards have no fees, and casinos also don't charge players for paying with Discover. Still, if the amount you want to deposit exceeds your credit limit, the transfer will be declined. Also, Discover charges cardholders for late payments, and these rates range from 11.99%-22.99% annually.
If you are a US resident who wants to cash out winnings from the States, you may encounter a problem. Most US-friendly casinos don't allow you to withdraw with Discover cards. You will need to select bank transfer or check. But, if you are in some of the eligible European countries, you may be able to withdraw from the casino. Still, it would be best if you double-checked this. We advise asking the support team.
Yes, you can. If a deposit has been approved, you can redeem the casino offer you prefer. Just read the bonus T&C to make sure it doesn't exclude Discover for any given reason.
Yes. The company is present in almost 200 markets, including the EU, LATAM regions, China, India, Japan, and Asia.