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If we had been writing this article 5-6 years ago, assembling a list of the best casinos with Klarna payments would be a piece of cake. In the early-to-mid 2010s, Klarna was an established brand, but they weren’t exactly the top choice when it came to online gambling.
However, things have changed drastically since then. Nowadays, Klarna offers payment processing services to people in 12 countries, including the US and the UK. Interestingly, the company still maintains a strong user base in Germany and Scandinavia, which is where it initially soared to prominence.
Nowadays, iGaming aficionados rate Klarna very highly. It is constantly touted as one of the most successful mobile banking products, much akin to PayPal and Neteller. Much of this has to do with the fact that Klarna is very easy to use, and because it is sort of a bank-eWallet hybrid.
For instance, online shoppers mainly use Klarna because it allows users to quickly get cash loans, or pay for products in three monthly installments instead of one lump sum. Online gambling, on the other hand, mainly benefits from Klarna’s eWallet-like features.
As you can connect your bank account/credit card to your Klarna account, casino players have found it incredibly easy to use the platform for deposits. Over the years, almost every West European casino site started offering Klarna withdrawals.
With so many options for using this platform, we wanted to know what are the best Klarna casinos and why are they regarded so highly. To come up with this list, we used our custom testing methodology.
All the sites that you’ll see are 100% secure, legitimate, and licensed. So, stop worrying and start playing!
Full T&Cs apply. New reg only. Opt in & deposit £10, £25 or £50 within 7 days & further 7 days to wager cash stakes 35x to unlock reward (£50 on 2 deposits). 3 day expiry. Wagering/game contributions vary. 25 wager-free spins x10p to be added to Big Bass Splash with each qualifying deposit, 3 day expiry. 18+ BeGambleAware.org.
New players only, Maximum bonus is £123, Max bet with bonus is £5, No max cash out, Wagering is 50x – Skrill & Neteller excluded, Eligibility is restricted for suspected abuse, Cashback is cash, so no wagering, Cashback applies to deposit where no bonus is included.
New customers. Opt-in required. 20 Bonus Spins on “Sahara Riches Cash Collect” at 10p per spin and 100% Deposit Bonus up to £25 on first deposit (payment method and play restrictions apply). Min. deposit £10. 30x wagering for Bonus Spins and Deposit Bonus (game weighting applies). Max. £5/spin or £0.50/line. 30 days expiry.
#AD 10% Cash back without wagering the day after if the player loses all the money in the account. Min deposit £25. Gameplay is monitored. Full T&Cs apply.
Full T&Cs apply. New reg only. Opt in & deposit £10, £25 or £50 within 7 days & further 7 days to wager cash stakes 35x to unlock reward (£50 on 2 deposits). 3 day expiry. Wagering/game contributions vary. 25 wager-free spins x10p to be added to Big Bass Splash with each qualifying deposit, 3 day expiry. 18+ BeGambleAware.org.
Under the terms of this Promotion eligible players will receive a 100% up to a maximum of €1000 Bonus. The Bonus will be granted as follows: 50% (first half) of the Bonus will be credited to the player's account immediately following a 1st deposit and claim as mentioned above. The player receives the remaining 50% of the Bonus (second half) after full account verification that must be completed within 7 days from the time of registration. Minimum deposit limit €10. Bonus must be wagered 40 times within 90 days from granting.
New players only, Maximum bonus is £123, Max bet with bonus is £5, No max cash out, Wagering is 50x – Skrill & Neteller excluded, Eligibility is restricted for suspected abuse, Cashback is cash, so no wagering, Cashback applies to deposit where no bonus is included.
New customers. Opt-in required. 20 Bonus Spins on “Sahara Riches Cash Collect” at 10p per spin and 100% Deposit Bonus up to £25 on first deposit (payment method and play restrictions apply). Min. deposit £10. 30x wagering for Bonus Spins and Deposit Bonus (game weighting applies). Max. £5/spin or £0.50/line. 30 days expiry.
The minimum deposit requirement to qualify for any part of welcome bonus is 0.6 mBTC, its equivalent in other currency. Welcome package consists of: 100% bonus up to €100/1,5 BTC and 100 free spins on your 1st deposit; 75% bonus up to €100/1,25 BTC on your 2nd deposit; 50% bonus up to €200/1,25 BTC on your 3rd deposit; 100% bonus up to €100/1 BTC + 50 FS on your 4th deposit. All bonuses (unless otherwise specified) need to be wagered 35 times before the funds can be withdrawn. Time to wager - 14 days.
New customers only. 18+. T&Cs apply.
Free spins may not be available in all countries and are automatically credited to players residing in eligible countries upon registration. Registration Free Spins and/or bonuses have a maximum cash-out of $100.00. To receive Free Spins & Match Bonus deposit offers, players must deposit a minimum of $25.00 and select "with bonus" during the funding process. Bonus Terms & website Terms & Conditions apply.
#AD 10% Cash back without wagering the day after if the player loses all the money in the account. Min deposit £25. Gameplay is monitored. Full T&Cs apply.
New customers only. 18+. T&Cs apply.
New players only, 18+, Minimum deposit €20 for €1000 bonus over 4 deposits, 40x wagering requirement.
Company Name:
Klarna
Headquarters:
Stockholm, Sweden
Established:
2005
Did you know that Klarna came to be as a result of a contest? That’s right, the company’s three founders decided to compete for the annual Stockholm School of Economics entrepreneurship award. This was way back in 2005, where payment solutions for both merchants and customers were few and far between, so they believed they were going to win.
Unfortunately, their idea failed to gain any sort of traction, but they decided to found the company anyway. An experienced sales expert and angel investor by the name of Jane Walerud decided to invest in Klarna.
She also helped them assemble a team of front-end and back-end developers to help them get the service up and running. The result was a smooth app based on Erlang, a special programming language created by Ericsson for achieving high levels of scalability.
By 2007, the company had grown a lot, so they decided to set up shop in Norway, Finland, and Denmark. The expansion was somewhat fast-tracked by new investments from companies such as AB Öresund and Sequoia Capital.
2010 saw Klarna’s spectacular entry into the German and Dutch markets, which directly contributed to an 80% growth in gross revenue. General Atlantic, a notable private equity firm, also jumped on the bandwagon with a $155 million investment. GA’s managing director, Anton Levy, joined Klarna’s board and provided some much-needed guidance.
By the end of the 2010s, Klarna solidly established itself as one of the top Swedish companies, along with giants such as Spotify, Skype, King, and Mojang Studios. In 2018, the company reported that around 100,000 online merchants actively offered Klarna Payments, with 60 million customers using their services.
In 2019, they had their most successful round of funding, with $460 million being added to their already impressive arsenal of liquid funds.
Today, the company is worth over $5.5 billion and is widely considered to be the biggest and most successful fintech company in all of Europe. Not so bad for a project that started as a failed bid for an entrepreneurship award, right?
If you ask us, one of the most important qualities of any payment method is ease of use. No matter how useful a platform may seem, it is effectively rendered useless if you need an eternity to figure out what to do. Fortunately, Klarna has always been focused on providing a smooth experience.
Thus, making Klarna deposits is as easy and as smooth as any other mobile banking platform or eWallet. Here’s how you can pump money into your casino account:
Yes, but not always. This is perhaps the biggest, and of few flaws that Klarna has. We’ve tested pretty much every Klarna casino in Germany, only to see that most of them offer only deposits. We’re not exactly sure why this happens, as none of the casino sites we contacted were willing to disclose this information.
This is probably because Klarna was designed to help with online purchases, mainly by splitting the total into three monthly payments. As such, it is rarely used for withdrawals, other than on casino sites.
Make sure your casino of choice offers both deposits and withdrawals. Otherwise, you will be stuck with a myriad of withdrawal fees or using a platform you don’t actually like.
All in all, we don’t believe that it’s fair to Klarna to say that this is their fault. Online casinos choose what deposit and withdrawal methods they offer, as it’s their job to create a proper banking section.
One of the best things about Klarna is the fact that it’s much faster than bank transfers and credit/debit cards. All Klarna deposits are instant, regardless of the time and situation in which you want to make a transaction.
If you don’t see the money in your casino account, you can refresh the page or contact the site’s customer support team. During our testing phase, we only had three cases where our payments didn’t arrive instantly.
In two of those cases, we had to refresh the page. The third one involved our bank flagging the deposit as ‘suspicious activity’, resulting in a one-day verification period. Thankfully, everything went fine. Just be prepared for banks being suspicious when dealing with online gambling.
When it comes to withdrawals, we’ve noticed that transfers are indeed instant, but not always. For some reason, we experienced waiting times of 48-60 hours in some cases.
We’re not sure whether Klarna is the one to blame here, but we hope this gets resolved soon. The banks might be at fault here, as we often had to contact customer support because of ‘suspicious activity.’
Let’s just make this clear. Out of all the payment options we reviewed, Klarna has by far the best customer support section. It’s not even close, really.
In fact, they have a whole section dedicated solely to their customers. It all starts off with an expansive FAQ section that has been bolstered with current topics.
Throughout our years of testing casinos and payment platforms, we’ve never seen this. Everything is grammatically correct and the tone is easy-going and informative at the same time. After the FAQs, you’ll see that each aspect of Klarna’s services has its own dedicated section. From in-app shopping to account management and disputes, you’ll find literally everything.
When it comes to correspondence with actual customer service agents, the experience is incredibly smooth. Whether it’s email, phone, or live chat that we’re using, we’re always greeted by individuals that are both knowledgeable and skilled at the same time. A+.
If you value privacy and basically live online, you will find that Klarna is a perfect fit for you. In recent years, hackers have become increasingly willing to launch attacks on casino sites. If you’re using a credit card to fund your account in such cases, all your information can be stolen. With Klarna, this is impossible.
Since you only have to share your Klarna account number and verify the action via 2FA, you can rest assured that no one will know your credit card number and other details. The transactions are almost always instant, so you’ll save time, too.
While German Klarna casinos are our focus today, you should think about using Klarna for more than online gambling. The company offers amazing deals for online shopping, so you’ll have a plethora of non-gambling benefits at your disposal. If you conduct all of your business online, don’t hesitate. Go for it.
