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Prosperity Tree Baccarat Review

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Prosperity Tree Baccarat is a live casino baccarat game with extra multiplier features, created as a less volatile alternative to Lightning Baccarat. It was made by Evolution in 2023 and features 8 random multipliers in every round, two side bets,  98.86% RTP and a 3,645:1 maximum payout. It's available on both desktop and mobile devices.

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INTRODUCTION

Evolution used the 2022/23 period to pad out its baccarat offer like never before, taking the casino classic in fun new directions. Multiple interesting titles hit the casinos during this time, many of which are based on the “baccarat with multipliers” formula that started with Lightning Baccarat. Examples include Golden Wealth Baccarat, XXXTreme Lightning Baccarat, and the somewhat overlooked Prosperity Tree variant.

So what is Prosperity Tree Baccarat, and what does it offer that these other games don’t? Well, the game was designed to be relatively similar to Lightning Baccarat but generally less volatile and more consistent. In practice, this means that there’s a lot less variance in the number, size, and probability of lucky card multipliers.

In other words, this game is an interesting pick if you want to spice up your baccarat game but still want some consistency and a solid RTP rate. If that sounds interesting to you, our Prosperity Tree Baccarat review will take you through the rules, features, and gameflow of this game.

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HOW TO PLAY PROSPERITY TREE BACCARAT

If you have ever played standard Baccarat, you’ll know what to do straight away. Most of the game follows industry-standard rules, barring the special Prosperity Card feature. We’ll get to those in a minute, and we’ll start with the basics to help any rookies.

As a player, you are required to predict which side, Player or Banker, will win the round by having a hand value closest to 9. The dealer will draw cards from a shoe containing 8 shuffled decks. While some cards retain their face values, others are assigned different values and rankings. Aces carry 1 point each, and cards from 2 to 9 are valued according to their face values. Kings, Queens, Jacks and 10s are all worth 0 points. The suits of the cards do not affect the way a hand is formed; only the numerical values count. Also, only the final digit of two-digit values counts. For instance, a total score of 15 counts as 5.

The Player and Banker card piles each draw two cards initially. If the round isn’t immediately resolved this way, both piles can also draw a third card in specific circumstances. Finally, the two hands are compared, and the one closer to 9 wins a payout of 1:1 (barring any multipliers, which we’ll explain below.)

All bets have to be placed before the start of a round. You can bet on either the Player or Banker hand to win, and Ties are also an option. Note that Banker bets all have to pay a 5% commission, which is a standard baccarat rule.

PROSPERITY CARDS

This game’s main “schtick” are so-called Prosperity multipliers. They work like in most baccarat-based game shows such as this one. Again, if you’ve played something like Lightning Baccarat before, you’ll know how it works.

After the betting period in every round ends, eight cards are randomly selected and assigned multipliers of 2x or 3x. For example, if a 2x multiplier is placed on a Queen of Hearts, all eight instances of Queen of Hearts in the shoe are assigned multipliers.

If a bet wins by drawing one or more of these Prosperity Cards, the payout is increased by the multiplier. For example, if you bet on Player and Player wins by drawing the 2x Queen of Hearts we just mentioned, you’ll win 2:1 instead of the usual 1:1. These multipliers can stack if you draw multiple cards. However, a bet can only be multiplied by cards on its side of the table. For example, Player bets are only multiplied by the 2/3 cards on the Player side of the table.

The Tie bet and Pair side bets can also be multiplied.

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Casino Bloke Best tips for Prosperity Tree Baccarat

  • 1Tie bets can be multiplied by up to six cards, which means they can award massive payouts. However, Tie bets always have awful RTP, so we don't recommend them to beginners.
  • 2The main advantage of Prosperity Tree Baccarat over similar titles is that there are always 8 multipliers - no more, no less. This makes the results more consistent and less volatile.
  • 3While the Pair side bets can be multiplied, they are also very weak in terms of RTP. Don't play them unless you know what you're doing.

PAYOUTS

The base payout of the two main bets is 1:1, minus the 5% commission on Banker bets. However, multipliers can increase these returns up to 27:1 (three cards with 3x multipliers each.) Overall, the main bet RTP in Prosperity Tree Baccarat is 98.89% and 98.74% for Player and Banker bets, respectively.

Tie bets pay 5:1 without any multipliers, which is a significant drop from the (already poor) baccarat standard of 8:1. However, Ties can benefit from up to 6 multipliers and a maximum payout of 3,645:1. Unfortunately, Tie bets also have very low RTP at just 92.78%. Pair side bets are in a similar bind with 92.53% RTP.

It’s also important to note that all bets in Prosperity Tree Baccarat have a 20% fee applied to them. This fee is there to cover the increased payouts and cannot be avoided. If you’re not a fan of the fees, you’ll have to do without the multipliers as well. That said, the high RTP of the game implies that paying the fee is worthwhile.

what we like

  • Consistent multipliers with little variation
  • High payouts by baccarat standards
  • High-quality stream and high production value
  • High RTP, especially with Player bets

what we don’t like

  • Poor RTP on Tie and Pair bets

PROSPERITY TREE BACCARAT (EVOLUTION): CASINO BLOKE’S VERDICT

Evolution was quite clear about the company’s intentions for Prosperity Tree Baccarat – to make a less volatile version of Lightning Baccarat. To that end, the game is a massive success because that’s precisely what it is.

Our favorite part of it all is the fact that the number of multipliers is not random like in most games of this kind. There are always eight of them, and the multipliers themselves only vary between 2x and 3x. This makes them a lot more reliable than in competing games, which will suit a certain kind of player.

Of course, less variance means less excitement for some people, which comes down to personal preference. The best thing to do if you’re interested in this type of game is to check out our reviews for Lightning Baccarat, Golden Wealth Baccarat, and even XXXTreme Lightning Baccarat, and compare them with this one. All four games are excellent as far as we’re concerned, so pick the volatility level that suits you best and enjoy.

Prosperity Tree Baccarat total score:

Total Score Overall
91%

Game developed by:

Evolution Logo Rectangle

Release year:2023

Available on:Desktop

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