India has the second-largest population in the world, with almost 1.4 billion inhabitants. But, it’s even more interesting to learn that nearly 80% of the entire population in India owns at least one smartphone. In 2021, India had more than 1 billion smartphone users. One of the main things Indians prefer doing on their mobile phones is making online payments. Why? Because India succeeded in transforming and digitizing the payment system in the country. As a result, IMPS and UPI were born. These services made many online casino players so happy. Why? Because they were able to use direct money transfers to fund their online casino balances.
UPI (Unified Payments Interface) is NPCI’s (National Payments Corporation of India) flagship payment platform. Formally launched in 2016, UPI uses the Immediate Payment Service (IMPS) infrastructure. It allows you to immediately send money from your bank account to the payee’s account. You can use this real-time payment service 24/7 to enjoy your favorite games at Indian online casinos. As an India-focused service, UPI supports the local currency. Indian gamers can, therefore, forget about currency conversion and additional costs.
Since its launch in 2016, UPI has been widely used across India. The system had an unexpected boost due to the coronavirus pandemic and the urge to cashless payments. In August 2021, UPI processed over 3.55 billion transactions, almost 10% more than in July. The rise in numbers signals wider digital payment adoption in India.
If you’d like to find out more about UPI deposits and withdrawals from online casinos in India, stay with us. We deliver an ultimate UPI/IMPS guide to help you learn how to use it at casino sites. But we didn’t stop there. Yes, it’s important to know how to deposit money using UPI. And how to cash out winnings with UPI. But it’s also crucial to learn at what online casinos you should do this. Don’t worry. The list of casinos awaits you. Our team has carefully reviewed many providers and created the list of best UPI online casinos. Read on.
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UPI is among the most popular payment services in India. You can use it for all sorts of online transactions, including online casino gambling. So, you won’t have any problem finding UPI online casinos. Actually, you’ll find so many casino providers offering UPI Net Banking that you’ll be in trouble picking the one that best suits your gaming preferences.
The casinos offering UPI and IMPS payments include world-leading providers like Royal Panda, Casino Planet, and Karamba. However, you’re in the right place. Our team has already compiled a list of top UPI casinos we deem reliable and safe. Check out our selection, read our reviews, and select the one that feels most appealing to you. Good luck.
New customers. Opt-in required. 20 Bonus Spins on “Sahara Riches Cash Collect” at 10p per spin and 100% Deposit Bonus up to £25 on first deposit (payment method and play restrictions apply). Min. deposit £10. 30x wagering for Bonus Spins and Deposit Bonus (game weighting applies). Max. £5/spin or £0.50/line. 30 days expiry.
New customers only. 18+. T&Cs apply.
Min deposit €10. Max bet €5. Wagering: 30x. Bonus valid for 30 days unless otherwise stated. Free Spins will be given in the following way: 20 Free Spins will be credited to the player’s account every day, for a period of 10 days. The first set of Free Spins will be added to the player’s account after the player has fulfilled the wagering requirements: 1x wager of deposit's amount in 23 hours.
First time depositors only. Min. deposit €10. Maximum amount of Free Spins is 50. No wagering. Game: Book of Dead - Spin Value: €0.10 per spin. All games are subject to availability. OJO's Reward and Game Play Policy Applies.
New customers. Opt-in required. 20 Bonus Spins on “Sahara Riches Cash Collect” at 10p per spin and 100% Deposit Bonus up to £25 on first deposit (payment method and play restrictions apply). Min. deposit £10. 30x wagering for Bonus Spins and Deposit Bonus (game weighting applies). Max. £5/spin or £0.50/line. 30 days expiry.
Free spins may not be available in all countries and are automatically credited to players residing in eligible countries upon registration. Registration Free Spins and/or bonuses have a maximum cash-out of $100.00. To receive Free Spins & Match Bonus deposit offers, players must deposit a minimum of $25.00 and select "with bonus" during the funding process. Bonus Terms & website Terms & Conditions apply.
New customers only. 18+. T&Cs apply.
Company Name:
UPI
Headquarters:
Mumbai, India
Established:
2016
80 / 100
Rates, Fees & Cost – Setup cost and transaction fees
7
Security – Level of safety and security measures
9
Availability – Number of serviced countries
6
Reputation – Overall feedback among players and consumers
9
Customer Support – Quality of assistance and speed of response
9
The story of digitization and transformation of the banking industry in India began in December 2008. Reverse Bank of India (RBI) and the Indian Banks’ Association joined forces to launch a robust financial infrastructure. As a result, in 2008 National Payment Corporation of India (NPCI) was founded to back up the entire banking industry, including physical and digital payment systems.
NPCI is a non-profit organization authorized by India’s central bank to process electronic transfers in the country. The company focuses on delivering innovative solutions to India’s banking ecosystem. At the same time, it develops cutting-edge solutions to enhance efficiency and spread cashless payments across the country. In April 2009, NPCI received a Certificate of Commencement of Business.
At first, only 10 banks supported the new project and started promoting it. Some of the banks include the State Bank of India, Bank of India, Punjab National Bank, HSBC, and ICICI Bank. In 2016, the list of banks that supported NPCI reached 56. And in 2021, more than 200 banks in India process UPI transactions.
NPCI created several groundbreaking payment solutions like RuPay and APBS. However, the turning point came in 2010 when NPCI rolled out IMPS (Immediate Payment Service). IMPS paved the way for UPI that revolutionized the Indian financial system.
Unified Payments Interface (UPI) was introduced in 2016. UPI is considered a new payment model that allows you to use your smartphone as a virtual bank card. In other words, it is an instant mobile payment utilizing IMPS technology. Although both services are compatible, the IMPS platform is designed to facilitate transactions between banks. On the other hand, UPI is more mobile-oriented, ideal for in-app and mobile payments. Since both systems are similar and go hand in hand, you’ll find many online casinos offering both solutions to top up your casino balance.
But, UPI proved to be more casino-friendly as it doesn’t require you to have a bank account. UPI also provides instant deposits, and you need to provide fewer details than in the case of IMPS. These are the top three criteria casino gamers put as their top priorities when deciding which banking method to use at online casinos.
To start using UPI to transfer money to your casino balance, first, you need to create an account. The process is quick and easy. Install the UPI app from Google Play or App Store. Fill in the form with your details: name, address, email, mobile number. But, don’t worry about the safety. All the info is securely stored and end-to-end encrypted. Before you can start paying, you have to make a UPI ID known as VPA (Virtual Payment Address). VPA is a unique identifier you can generate on your own using numbers and small letters. It looks like an email address, something like this: xyz123@upibank.
Once done, visit the “Manage Bank Account” tab in the app to connect your bank account with UPI. One of the main benefits is that UPI allows you to not only link your bank account(s). You can connect UPI with many other payment methods, including other UPI-based platforms and apps like Paytm or BHIM. Finally, you need a UPI PIN, a 4 to 6-digit code necessary to verify each transfer you make. Once you’ve set up the account, you can visit any UPI casino site to start enjoying your games.
Interestingly, it’s good to know that there are other mobile payment services that use the UPI interface. PhonePe is the first UPI-based third-party app, rolled out a few months after NPCI presented UPI. Another popular mobile banking solution using UPI technology in India is Google Pay.
UPI online casino deposits are straightforward. First, pick one of the casinos from our list above. Sign up if you don’t have an account. Visit your account section to open the deposit section. Look for UPI and select it as the desired deposit method. However, keep in mind that if you see “Net Banking” instead of UPI (although they usually go together), this is the same thing. So, choose Net Banking without worrying if you’re going to use UPI. You will.
Type in the amount you want to deposit and provide your Virtual Payment Address (VPA). Open your UPI app to get a PIN code and use it to finalize the transaction. And, you’re good to go. Simple, right?
As for UPI withdrawals from online casinos, they are as convenient as deposits. Once more, visit your account page and open the Banking page. Choose UPI as your withdrawal method. Enter the amount you want to cash out. Provide your bank details, including the account number and 11 digit IFSC code. Confirm the request and wait for the request to be processed. Check your bank account to see if the amount has been credited. That’s it.
Being able to make UPI deposits at so many online casinos is great. But what about UPI withdrawals? No worries there. You will be able to withdraw your winnings with UPI without an issue. UPI withdrawals from your casino account are quick and easy. And they are similar to funding the casino balance with UPI.
We’ve already mentioned that UPI facilitates instant mobile payment using IMPS technology. In other words, your UPI deposits will reflect in your casino account soon after you’ve confirmed the transfer. However, processing UPI payments at some online casinos in India may last up to 30 minutes. But, in most casinos, you’ll get money immediately, allowing you to start browsing the casino lobby in minutes.
Withdrawals from UPI casinos last longer. In the worst-case scenario, you’ll wait up to 3 business days to receive your winnings. Every casino has a specific processing time to check your withdrawal request. So, this is the main thing affecting withdrawal timeframes.
Most online casinos don’t apply costs for using UPI for deposits and withdrawals. But, exceptions exist. Always visit the banking page and read T&C to be on the safe side. The NPCI charges a flat fee of ₹0.5 for each UPI transaction, which is reasonable.
UPI is part of NPCI that operates all retail payments in India. So, if you need help regarding UPI, you need to visit NPCI official website. It offers round-the-clock customer support. You can reach out via online form within the “Get in touch” page or call them on 18001201740. They also have PAI, a personal digital assistant that offers links to the most frequently asked questions. However, there is no live chat. But, the website is packed with helpful information, so you won’t have a problem finding answers to your inquiries. And you won’t even miss the live chat.
If you live in India, you know almost everything about UPI and its benefits. UPI online casinos are numerous. You won’t have any problem finding casino sites accepting UPI payments. This is one of the main UPI advantages, as you can use it at the most reputable Indian online casinos.
Just check out our selection of top UPI casinos on this page. Since all payments are made in the Indian rupee, UPI is a cost-effective service. No conversion fees, local currency, service available 24/7, real-time deposits, quick withdrawals, easy signup. These are some of the reasons why you should use the Unified Payments Interface in India.
Furthermore, UPI is backed up by the government and the Indian central bank (RBI). It means that the whole project is regulated by the state and India’s most important financial institutions. In other words, the United Payment Interface is a secure and safe payment system supported by more than 200 banks in India.
Creating your UPI account is easy. Just download the app (for Android or iOS), fill in the registration form, and make your Virtual Payment Address. Connect UPI with your bank account or any other UPI-based service you wish to use. Finally, generate the UPI PIN to confirm transactions.
Unfortunately, no, it’s not. These innovative digital services are developed only for Indian players and citizens. So, you won’t be able to make casino deposits and withdraw winnings outside the country.
Most definitely, yes, it is. UPI is owned by NPCI, an organization created by the Reserve Bank of India and the Indian Banks’ Association. UPI is, therefore, monitored by the state and the most important financial institutions in India. So, there’s no doubt UPI is 100% legit.
UPI deposits at online casinos are instant. However, some casinos may process the transaction a bit longer. Usually, you won’t have to wait more than 30 minutes to start browsing the casino lobby.
In most cases, online casinos have no costs for payments with UPI. However, NPCI, who owns the service, charges a ₹0.5 flat fee per UPI transaction.
Yes, you can. The procedure is almost identical to UPI deposits.
Unfortunately, they are not. But, in most cases, withdrawals with UPI are fast. At some casinos, you may wait up to three banking days to receive the money. However, most casinos process UPI withdrawal within 24 to 48 hours from request.
Yes, you are. Most online casinos will offer a welcome bonus when you deposit with UPI. UPI is one of the most popular payment methods in India. It means that you can scoop many casino promotions once you deposit funds with UPI.